At the Bank: Essential Spanish Vocabulary

By Lingobi, Published on 03/29/2025

Common Bank-Related Vocabulary

Banco – Bank

Cuenta – Account

Tarjeta de débito/crédito – Debit/Credit card

Cajero automático – ATM

Dinero en efectivo – Cash

Cheques – Checks

Transferencia bancaria – Bank transfer

Intereses – Interest

Saldo – Balance

Préstamo – Loan

Useful Phrases for Bank Transactions

¿Dónde está el banco más cercano? – Where is the nearest bank?

Quisiera abrir una cuenta, por favor. – I would like to open an account, please.

¿Puedo retirar dinero de mi cuenta? – Can I withdraw money from my account?

Necesito cambiar dólares a euros. – I need to exchange dollars for euros.

¿Cuál es la tasa de cambio hoy? – What is the exchange rate today?

¿Aceptan tarjetas de crédito extranjeras? – Do you accept foreign credit cards?

Tips for Bank Visits in Spanish-Speaking Countries

When visiting banks abroad, be patient. Lines may be longer, and procedures could take more time. Also, bring your passport or ID, as it’s often required for identification. Knowing how to ask for help politely will also make your experience smoother.

Learning basic banking vocabulary and phrases will make your transactions easier and more comfortable while traveling. Don’t be afraid to ask for clarification if you’re unsure. The more you practice, the more confident you’ll become in handling real-life situations.

Lingobi